As a local expert in the Twin Cities and metro areas, I provide my clients with unmatched opportunities in this wild real estate market. I'll help you explore your real estate dreams and potential, defining your home ownership goals.
Whether you are interested in purchasing your first home or are ready to expand with changing life circumstances, I would be honored to work with you during your journey. You need a skilled negotiator on your side, that is helping to educate you through every step of the process.
My goal is to create a fun, positive, and memorable home buying experience for you.
When you work with me, you will have access to a customized search portal that updates in REAL time, showing you
homes that active and available.
Agents with 24/7 Access
I partner with a skilled team of local agents and eXp Realty, which allows me to provide top-rated service to
you at any given moment that you need.
Proven Negotiation Strategies
Years of experience and practice in the Twin Cities real estate market, gives me an upper edge when battling for
my clients' best interests.
Off-Marketing Networking
With over 70,000 eXp realtors nation-wide, I provide ample opportunities for you to match with your dream home
before it even hits the open-market.
Vendor Partnerships
Trustworthy vendor relationships in every aspect of homeownership allows me to help you even BEYOND purchasing a
home.
Direct & Honest Communication
Purchasing a home is a financial investment where things often don't go according to plan. I promise to be
honest, even if it isn't what you want to hear.
Download My FREE Home Buyer's Guide
This free guide shares details about the seasonality of buying, the differences between a buyer and seller’s market, steps to buying a home, and more!
The process of buying a home can be exciting and daunting simultaneously. I am here to make your life easier, by providing personalized solutions to your real estate goals. It is my mission to help you navigate the complex market, as your expert guide and trusted advisor.
Check out these FAQs for buying real estate in Minnesota or ask a new question below.
In the state of Minnesota, a buyer *typically* does not pay for the commission of their real estate agent. While all commissions are negotiable, we regularly see the seller of the home paying a full commission amount that is then split between the seller’s agent and the buyer's agent. However, you may have a “brokers administration” fee that will you will pay at closing to cover your agent’s paperwork and processing fees. This fee can range anywhere from $200-$800, depending on the agent’s brokerage.
A brokerage is a company that manages real estate transactions and provides real estate services. In really simplified terms, a brokerage is the “boss” of an independent realtor. The brokerage holds a realtor’s license and makes sure they stay compliant with the state of Minnesota. A few examples of brokerages in Minnesota are: eXp Realty, Edina Realty, ReMax Results, Keller Williams, etc.
On average, the buying process from start to finish takes about 3-4 months.
Building your team of professionals (real estate agent & mortgage lender) as well as house hunting takes between 2-10 weeks. Some buyers find their dream home in the first tour, others it may take a few weeks or even a couple of months. It all depends on what type of property you are looking for.
After your offer is accepted on a home, it will take between 30-45 days to get to closing. This time is needed to complete a home inspection, finish the necessary steps for the loan, clear title work, etc.
The major costs that are tied to the process of buying a home are your 1) down payment and 2) closing costs.
It’s a common misconception that you need 20% down to buy a home. In fact, you can purchase with as little as 3% down for a conventional loan! I would advise that you play around with an online mortgage calculator to see how the numbers change with a variation in percentage down and what impact it makes on a monthly payment.
You will also have to pay closing costs. This is typically 3-5% of the purchase price of the home.
Real estate is an investment and physical asset that does have the ability to lose value over time. There are several factors that contribute to the severity of depreciation and a handful of them are controllable.
One factor that can lead to home depreciation is economic market conditions. Typically these types of changes in the market are uncontrollable but short lived. For example, the housing market crash that occurred in 2008-2012 made a significant impact on what homes where able to sell for. However, home prices did bounce back up over time. Since the crash, mortgage lending and real estate practices have more guidelines and restrictions in place making it more difficult to qualify for a home, but also reduces the chances of a people defaulting on their payments. On average, homes APPRECIATE at 3-4% annually, making real estate a strong method of investment.
Other factors that contribute to the depreciation of a home are care and maintenance. If you let a physical asset deteriorate, it will lose its value. Single family homes may need a roof replacement or a new furnace or new windows during your time ownership. It is best to plan for these types of repairs and maintenance by setting aside a small savings account. There are also more frequent maintenance items that will increase the life span of your homes, such as replacing air filters in the furnace monthly.
Taking care of your home is a controllable factor and can help you protect your investment long term.
